Top Tough Questions You Need to Ask
In buying life insurance, it pays to be inquisitive. Don’t be shy about asking questions, wanting to know as much as possible about your policy is a mark of a smart customer. Here are some questions you may need to ask your insurance agent or company:
• When would my first premium payment be?
• How would being a smoker affect my premiums?
• How would changes in health affect my policy?
• Do the premiums or benefits change annually?
• Will my policy change or be cancelled in the event of disability?
• What are the things I should know if I want to change policies?