Looking For The Right Agent?
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An individual who solicits, negotiates and implements contracts of insurance on behalf of a provider subject to the terms of the agency contract and state laws is called an agent. There are two types of insurance agents: a “captive” agent represents only one insurance company while an “independent” agent represents more companies. A good way to find an agent that you want to work with is to talk to several over the phone or visit them in their offices. A professional insurance agent, even over the phone, must be able to answer all your questions – they can sometimes answer even the ones you have not verbalized – because they have anticipated it as a follow up question/s from you.