Basic Life Insurance

by: Djai Tanji

Alcohol consumption, just like cholesterol level, weight, and blood pressure is a significant life insurance underwriting factor. There is of course a significant correlation between DUIs and alcohol abuse that is why insurance companies adjust their premiums consequently. Insurance companies have three things to consider before rating you with regards to alcohol consumption. They will ask you some questions regarding your alcohol consumption, questions about your driving record and will discuss with you the result of your medical exam. Make sure that you answer the questions accurately and honestly so that in any case that you pass away, the policy will not be canceled in realization that you provided false information.