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	<title>Basic Life Insurance</title>
	<link>http://basiclifeinsurance.net</link>
	<description>Life Insurance Explained</description>
	<lastBuildDate>Thu, 27 Nov 2008 04:31:06 +0000</lastBuildDate>
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	<language>en</language>
	
	<item>
		<title>Looking For The Right Agent?</title>
		<description>


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An individual who solicits, negotiates and implements contracts of insurance on behalf of a provider subject to the terms of the agency contract and state laws is called an agent. There are two types of insurance agents: a "captive" agent represents only one ...</description>
		<link>http://basiclifeinsurance.net/insurance-agents/looking-for-the-right-agent/</link>
			</item>
	<item>
		<title>What is Life Insurance</title>
		<description>
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Life insurance is a legal contract between two parties namely the policy owner and the insurer. The policy owner agrees to pay a certain amount of money called premiums to the insurer. In turn, the insurer commits to pay the ...</description>
		<link>http://basiclifeinsurance.net/general/what-is-life-insurance/</link>
			</item>
	<item>
		<title>Endowment Vs Whole Life</title>
		<description>Choosing the right insurance is a critical undertaking.  We're talking about money that you're going to have to shell out regularly, in the hopes that your loved ones would be taken care of if something happens to you.  With all the different kinds out there, what should you ...</description>
		<link>http://basiclifeinsurance.net/information/endowment-vs-whole-life/</link>
			</item>
	<item>
		<title>Why Optimize your Life Insurance as a Retiree?</title>
		<description>
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If you are age 60 or older and currently have a Life Insurance Policy in force, you may have questioned if you are truly getting the best policy for your money. Do you have the highest death benefit available? Are you paying the lowest cost in premiums available? Are ...</description>
		<link>http://basiclifeinsurance.net/information/why-optimize-your-life-insurance-as-a-retiree/</link>
			</item>
	<item>
		<title>Life Insurance Defined</title>
		<description>Life insurance pertains to a contract agreement between two parties namely the policy owner and the insurer. The policy owner commits to pay a certain amount of money on a regular basis to the insurer. In turn, the insurer agrees to pay the policy owner, also known as the insured, ...</description>
		<link>http://basiclifeinsurance.net/information/life-insurance-defined/</link>
			</item>
	<item>
		<title>Don&#8217;t Fall for Insurance Fraud</title>
		<description>Insurance fraud is real. There are criminals who will cheat you and take your money, after having made you believe that you are sufficiently covered in the event of disaster. Insurance frauds range from fake policies sold by unlicensed companies; premium fraud where the broker keeps the money paid by ...</description>
		<link>http://basiclifeinsurance.net/tips/dont-fall-for-insurance-fraud/</link>
			</item>
	<item>
		<title>Top Tough Questions You Need to Ask</title>
		<description>In buying life insurance, it pays to be inquisitive. Don’t be shy about asking questions, wanting to know as much as possible about your policy is a mark of a smart customer. Here are some questions you may need to ask your insurance agent or company:
•	When would my first premium ...</description>
		<link>http://basiclifeinsurance.net/tips/top-tough-questions-you-need-to-ask/</link>
			</item>
	<item>
		<title>How to Ace that Medical Exam</title>
		<description>Before your application for life insurance is approved, insurance companies will require you to undergo a medical exam, mainly to determine which health class you belong to and in turn, this will be an important factor on what your premiums will cost. Below are some tips on how to ace ...</description>
		<link>http://basiclifeinsurance.net/tips/how-to-ace-that-medical-exam/</link>
			</item>
	<item>
		<title>Saving Up with Life Insurance (2)</title>
		<description>Here are other ways with which you can save when shopping around for the right life insurance policy for you:

* For those in good health, avoid guaranteed issue policies, which do not require a medical exam. If you are in a good state of health, policies which require you to ...</description>
		<link>http://basiclifeinsurance.net/tips/saving-up-with-life-insurance-2/</link>
			</item>
	<item>
		<title>Saving Up with Life Insurance (1)</title>
		<description>Yes, that’s true; there are actually a number of ways to save money when you buy your life insurance. The trick is to know the market and to familiarize yourself with what you’re buying. Here are some tips for the cash-savvy customer:

* If your reason in purchasing life insurance is ...</description>
		<link>http://basiclifeinsurance.net/tips/saving-up-with-life-insurance-1/</link>
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