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	<title>Basic Life Insurance</title>
	<link>http://basiclifeinsurance.net</link>
	<description>Life Insurance Explained</description>
	<lastBuildDate>Tue, 10 Aug 2010 07:54:30 +0000</lastBuildDate>
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	<item>
		<title>Term Life Insurance of the Overweight</title>
		<description><![CDATA[
Having an overweight body means you have to pay a higher amount for term life insurance because your medical health exam might expose the other health concerns that you are not yet aware of. What does this imply? The more you weigh, the more expensive your term life insurance is. You are not only hurting [...]]]></description>
		<link>http://basiclifeinsurance.net/term-life-insurance/term-life-insurance-of-the-overweight/</link>
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		<title>Life Insurance Deal for the Overweight Americans</title>
		<description><![CDATA[
Are you aware of the fact that America has a high percentage of overweight citizens? Yes, this is true! In fact, there are over 60 million Americans who are not just considered as overweight, but rather obese. The sad reality in their situation is that they are having a hard time in receiving good life [...]]]></description>
		<link>http://basiclifeinsurance.net/term-life-insurance/life-insurance-deal-for-the-overweight-americans/</link>
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		<title>Amount of Life Insurance Needed: Case Sample</title>
		<description><![CDATA[For example, let’s say that you contribute $50,000 in a year of income to your household.  This means that in the case of sudden death, your household will feel the loss of finances in that year and in the next years to come.  So to decide the right amount of coverage for this [...]]]></description>
		<link>http://basiclifeinsurance.net/tips/amount-of-life-insurance-needed-case-sample/</link>
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		<title>How Much Life Insurance Do You Need?</title>
		<description><![CDATA[Once you established that you really need life insurance coverage, it is best to determine the amount of coverage as the next step.  This is critically important because the higher your coverage, the higher your premium will be.  If you want to get an adequate amount of coverage, you have to estimate the [...]]]></description>
		<link>http://basiclifeinsurance.net/tips/how-much-life-insurance-do-you-need/</link>
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		<title>How to Create a Life Insurance Plan</title>
		<description><![CDATA[If you fail to plan your life insurance policy carefully, your beneficiaries might end up in court or there might be problems and they will not benefit from the policy you have.  There are basic questions that you need to answer, such as:
•	Do you really need a life insurance?
•	How much coverage do you need?
•	How [...]]]></description>
		<link>http://basiclifeinsurance.net/tips/how-to-create-a-life-insurance-plan/</link>
			</item>
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		<title>Top 10 Most Obese States</title>
		<description><![CDATA[
We know that you are interested to know the Top 10 Most Obese States in America so we are giving you the list now!
  1.	Mississippi
  2.	West Virginia
  3.	Alabama
  4.	Louisiana
  5.	South Carolina and Tennessee
  6.	Kentucky
  7.	Arkansas
  8.	Indiana
  9.	Michigan
10.	Oklahoma
If you belong to any of the states we mentioned, [...]]]></description>
		<link>http://basiclifeinsurance.net/term-life-insurance/52/</link>
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		<title>Types of Universal Life Insurance</title>
		<description><![CDATA[Universal Life Insurance has three types: Single Premium, Fixed Premium and Flexible Premium.
Single Premium Universal Life Insurance is also called as Modified Endowment Contract (MEC) due to the revision of the tax code. It is paid by a single initial payment.  Payments must be paid in five or less years.
Fixed  Universal  Life [...]]]></description>
		<link>http://basiclifeinsurance.net/types/types-of-universal-life-insurance/</link>
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		<title>Rider Defined</title>
		<description><![CDATA[A rider refers to the modifications added in the insurance policy at the time that it is issued. A rider is usually added to the policy to accommodate the features requested by its owner. A rider may be in the form of accidental death and premium waiver. An accidental death rider, also known as double [...]]]></description>
		<link>http://basiclifeinsurance.net/information/rider-defined/</link>
			</item>
	<item>
		<title>Life Insurance and Our Children</title>
		<description><![CDATA[
Our children are considered as our greatest treasure. Every parent surely wants nothing but the best for them including education. Seeing your son/daughter coming up the stage receiving his school diploma is very fulfilling in the part of the parents, because it is somewhat an investment of the hard works you’ve accumulated in the past [...]]]></description>
		<link>http://basiclifeinsurance.net/beneficiary/life-insurance-and-our-children/</link>
			</item>
	<item>
		<title>Types of Permanent Insurance</title>
		<description><![CDATA[
Permanent life insurance includes the following:
•	Whole Life Coverage – guarantees a level of premium and cash value in its policy. This type of insurance ensures death benefits, guaranteed cash values and fixed and known premiums. Mortality and expense charges will not be deducted from the cash value indicated in the policy.
•	Universal Life Coverage – a [...]]]></description>
		<link>http://basiclifeinsurance.net/information/types-of-permanent-insurance/</link>
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